Using MPS as your merchant processor not only gives you access to our premier processing solution that is fully integrated with your AVImark software, but you also receive access to a wealth of additional features.
- Payment Account Secure Storage (PASS) - based on what is more commonly known as tokenization in the industry, works by moving the actual cardholder data offsite to our PCI DSS compliant storage facility. Our servers create and then return a unique reference pointer (or token) to AVImark. Encryption is used to protect cardholder data while in transit. Using the token (which contains no actual cardholder data itself), merchants can bill a card on file and schedule automatic payments, lets you securely process subscription-based transactions, and to allow customers to pay for large purchases over time. Tokenization thus protects cardholder data at rest. Our credit card tokenization solution is different from some other implementations in that a token is produced per account, vs. per transaction. This helps to make token management easier.
- Digital Signatures - Digital signatures can be collected using MPS and stored to the payment itself within AVImark allowing the merchant to be paperless with their credit card signature authorizations. All stored digital signatures can be viewed at a later time within AVImark or can be reprinted on the original invoice to validate a transaction in the case of a dispute.
- Batching - Batches have the ability to being closed automatically or using MPS allowing merchants to batch their transactions at the same time that they close their shift.
- Voiding Transactions - If a transaction was processed incorrectly, the transaction can be voided using MPS directly from within AVImark using a Right-click...Void option.
- Dial-up Backup - A dial-up connection can be setup when using MPS to serve as a backup internet connection should the main DSL or cable internet connection become unavailable.
- Multiple Accounts - If a merchant has multiple businesses or sites setup within a single AVImark database, each site can be setup using MPS with unique processing credentials ensuring that transactions for each business are kept separate of each other.
- Online Reporting - Our Core Reporting provides our merchants with constant and secure access to all of their payment transaction information - with up to 13 months of data available online. Core Reporting gives our merchants robust transaction search capabilities, fast access to batch details, comprehensive reports, settlement (deposit) information, online statements and much more! Core Reporting offers you a comprehensive and secure view into your payment data.
- Virtual Terminal - The Virtual Terminal allows you to process credit card transactions from any computer with an Internet connection. The Virtual Terminal works in conjunction with the Element Express Processing Platform (see introduction to Element on the About Us Page). You simply log in to a secure website and are able to process any transaction that would normally be processed through a traditional dial-up terminal. Recurring Billing using the PASS feature is also available which allows you to securely process subscription-based transactions, and to allow customers to pay for large purchases over time. The Virtual Terminal is capable of supporting swiped transactions via a MPS deployed encrypted card reader. This helps ensure you qualify for the lowest possible Interchange rate.
- Express Processing Platform - A highly secure, scalable, and reliable IP payment platform service that enables merchants to process credit card, debit card, and check authorization transactions quickly and for a low cost.

